Medicare Supplements or Medigap plans work with original Medicare to help reduce or even eliminate some of the out of pocket costs not covered by original medicare. These plans are sold by private insurance companies and typically cover:
These plans include Medicare parts A, B and D (in most cases) all in one plan. Often referred to as Part C. Offered by private insurance companies with a Medicare contract, these plans include HMO, PPO, PFFS, SNP and MSA plan options. Plans typically offer additional benefits such as routine dental, vision and hearing care. These plans require the use of provider networks.
These plans provide coverage for your prescription medications. Medicare alone does not cover your prescription drugs. These plans are purchased as stand alone plans to work with Original Medicare or as part of a Medicare Advantage plan. Also referred to as Part D.